How to Appoint a Power of Attorney or Build a Will

It is no surprise that we all have to face reality at some point in our lives. It is probably not a thrilling prospect to dwell about a situation where you are physically unable to participate in your own life. However, it is quite the possibility that you might become extremely ill at one point, or be unable to carry out basic decision-making tasks due to a variety of reasons. We all have to come to terms with the fact that our time here is quite limited.

Now before we get too grim, we have to take necessary steps to ensure that even if we are not able to carry out our lives, someone else can. Legally speaking, we are talking about appointing an enforcer in your will or something similar that can carry out your last wishes, such as dividing your assets. By having signed a power of attorney form you can make a trusted individual in charge of making legal decisions for you. Such a powerful option requires careful consideration on your part, and as a result, we dive into a deeper understanding of the form.

What is a Power of Attorney?

Quite simply, a power of attorney is a form that grants one person the power to act in the place of another person. Such power includes being able to make legal and financial decisions for the person in question. They are also allowed to take charge of the person’s property, finances, and medical situation. This often occurs due to medical circumstances where said person is unable to function to the point of making decisions impacting their lives in a significant way. Unlike what the name suggests, a power of attorney need not be an actual lawyer. A spouse or a trusted friend can also be appointed as a power of attorney as they better suited due to having a closer bond with you.

Considering a Power of Attorney

If you are considering appointing someone as your official enforcer, there are a few in-depth things to look at. There are two types of power of attorneys, a general type and a limited power of attorney. A general power of attorney can act in your stead in any matter deemed legal by your state.

Typically they can be authorized to take care of issues such as handling bank accounts, signing checks, selling property and assets like stocks, filing taxes, etc. A limited power of attorney can act in your place in only specific aspects, such as managing the principal’s retirement accounts. What they can and can’t do is determined in the actual POA form. Additionally, their powers can be only temporary depending on the arrangement.

Getting the Actual Form

You can normally download a template for the form from the internet. It is usually a good idea to hire an actual attorney to help out in filling the form, although if financial constraints create issues, you can check out public attorneys offered by your state.

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